5 Reasons You Should Invest into Property in Kolkata

Kolkata, the capital of West Bengal, is located on the east bank of River Hooghly. It is the commercial and educational hub of India. The port of Kolkata is renowned as the oldest functional port of India. The Cultural Capital of India is also nicknamed as ‘The City of Joy.’ Kolkata is the third most populous city of India after Mumbai and Delhi. Kolkata is one of India’s leading cities with many public and private sector industries Kolkata Suburban Railway and Trams that connects the town’s distant suburbs is what makes the city stand out from the rest. The Kolkata metro is one of the oldest underground public transport units. Kolkata is known to have one of the most affordable residential properties. Investing in flats in Rajarhat, and flats in Howrah, the two main suburbs of Kolkata, might be a wise choice for you. Following are the five major reasons that can compel you to buy flats in Kolkata. Continue Reading

Why You Should Go Ahead to Apply for PNB Home Loan Online

Availing a home loan is not an easy thing as it requires a lot of patience and expert skills to find an ideal lender. And, if you are someone who wants to experience the same journey and are looking for the best bank, we are here to help. Yes, today, in this article, we are going to talk about one of the reputed names in the industry, i.e. PNB. So, without wasting any time further,let’s talk about PNB home loan.

In order to ensure that you have a hassle-free journey, it’s important that you should be aware of some hidden factors being mentioned in the article below…

PNB Eligibility Criteria: Talking about the same, it would not be wrong to say that before offering any sort of credit facility to the borrowers, the one thing that lenders go through is none other than the PNB home loan eligibility criteria. The lenders soon after taking various other factors in account such as-age, income, credit score, job stability, work experience, relationship with a lender rate borrowers on each of these parameters so as to know whether you are eligible for a loan or not. It helps the lenders to check your credibility as well.

Documents Required: For the best home loans deal, it is important that you should be aware of the documentation part. Without the complete list of documents, there are higher chances that your loan application might be rejected. Yes, because at the time of applying for the same credit facility, most of the lenders do check the documents first and then proceed the application further.

Equated Monthly Installments: For the best PL journey, it’s crucial that you have gone through the EMIs first. Yes, calculate your monthly installments in advance so that you can easily know whether your monthly installments are going to be pocket-friendly or not. All you need to do is just use a home loan EMI calculator online for the same. Yes, this magical device with its smart algorithms and soon after taking-loan amount, tenure and interest rate in advance gives you the accurate results in the least time frame.

Credit History: No matter what sort of deal you are looking for, it’s your three-digit numeric summary that comes into the picture always. Yes, lenders do check the same before offering you the credit. Make sure that your credit history should be good so that you can you can grab the best home loans deal in the future. Now you must be wondering, why we are discussing the same because this numeric summary can either make or break the deal for your PNB loan.

Home Loan Interest Rates: If we talk more about PNB home loan interest rate currently, this lender is offering the loan to the applicants at a rate that ranges between 8.65%-8.90% per annum. With this range, it would be easy for you to repay the loan without any hassle as your monthly installments are going to be affordable.


Keeping it Cool – Tips for Air Conditioning Equipment Maintenance

In these times, with days getting warmer and warmer, it is very important to pay close attention to your refrigeration equipment and its upkeep. The saying, an ounce of prevention is better than a pound of cure has never been truer when it comes to any type of machinery. If you want your machines to be running as smoothly as ever, you have to invest time and effort to be able to check them for any upcoming problems. Continue Reading